IELTS HUBIELTS CES Essay on Education & Money & Family
Full IELTS Writing Task 2
You should spend about 40 minutes on this task.
Students leave high school without learning how to manage their money.
What are the reasons and solutions of this issue?
Write at least 250 words.
Introduction
Introduce the problem of high school graduates lacking financial management skills and state the essay will explore the reasons and solutions.
Body Paragraph 1 Reasons
Discuss reasons: lack of financial education in school curriculum (focus on traditional subjects, no space for life skills), and societal belief that talking about money is inappropriate (cultural reluctance prevents open discussion).
Body Paragraph 2 Solutions
Discuss solutions: include financial literacy in school curriculum (teach budgeting, saving, investing) to provide practical understanding, and encourage open discussions at home (parents' role in making money matters less mysterious).
Conclusion
Summarize the main reasons (absence of financial education, societal norms) and restate the main solutions (adding financial literacy to curriculum, encouraging open discussions at home).
Band 9 Sample Answer:
This essay discusses the widespread problem of high school graduates not having enough financial management skills, exploring the causes and suggesting possible solutions.
The main reason for this lack is that financial education is not part of the school curriculum. Schools mainly focus on traditional subjects, leaving no space for practical life skills like managing money. This results in students not being ready to handle their finances when they graduate. Another factor is the societal belief that talking about money is inappropriate. This cultural reluctance prevents open discussions about financial issues, making the problem worse.
Looking at potential solutions, one good starting point could be to include financial literacy in the school curriculum. If subjects like budgeting, saving, and investing were taught, students would have a practical understanding of how to manage money. This knowledge would help them to confidently handle their financial future. Also, encouraging open discussions about financial matters at home could be helpful. Parents can play a key role in making money matters less mysterious, giving their children the skills they need to manage their finances effectively.
In conclusion, the absence of financial education in schools and societal norms that discourage talking about money are major reasons for students' poor money management skills. However, adding financial literacy to the curriculum and encouraging open discussions about money at home could help to solve this problem.
Band 7 Sample Answer:
The issue of high school graduates lacking financial management skills is a pervasive concern. This essay will delve into the reasons behind this problem and propose potential solutions.
One primary reason for this deficiency is the absence of financial education in the school curriculum. Schools focus predominantly on traditional subjects, leaving little room for practical life skills such as money management. This lack of exposure leaves students ill-prepared to handle their finances upon graduation. Another contributing factor is the societal norm that views discussions about money as taboo. This cultural reticence inhibits open conversations about financial matters, further exacerbating the problem.
Transitioning to potential solutions, incorporating financial literacy into the school curriculum is a viable starting point. By integrating topics such as budgeting, saving, and investing into the syllabus, students would gain a practical understanding of money management. This knowledge would equip them to navigate their financial future confidently. Additionally, fostering an open dialogue about financial matters at home could also be beneficial. Parents can play a pivotal role in demystifying money matters, thereby empowering their children with the necessary skills to manage their finances effectively.
In conclusion, the lack of financial education in schools and societal norms that discourage financial discussions are significant contributors to students' poor money management skills. However, integrating financial literacy into the curriculum and promoting open conversations about money at home can potentially rectify this issue.